Privacy Policy

We value and protect your privacy.

I. Introduction

Huixinpai Finance (hereinafter referred to as "we") places a high priority on protecting user privacy. This Privacy Policy explains how we collect, use, store, and safeguard your personal information, as well as the rights you have regarding it.

II. Information Collection

We may collect the following types of personal information:

  • Account Information: Username, Email Address, Phone Number
  • Identity Information: Name, ID Number (for real-name verification)
  • Transaction Details: Investment Records, Transaction History, Balance Information
  • Device Info: IP Address, Device Model, Operating System
  • Usage information: page visit records, operation logs

3. Use of Information

We use the information we collect for the following purposes:

  • Provide and maintain platform services
  • Perform identity verification and security audit
  • Improve and optimize the user experience
  • Send service notifications and important announcements
  • Prevent fraud and ensure transaction security
  • Fulfill legal obligations

IV. Information Protection

We take the following measures to protect your personal information:

  • Protect data in transit and at rest using encryption.
  • Strictly limit employee access to personal information
  • Retain personal information only for as long as necessary.
  • Establish a data security incident response mechanism

5. Use of Cookies

We use cookies and similar technologies to collect information and improve your experience. You can manage or disable cookies via your browser settings, but this may affect the functionality of certain features.

6. User Rights

You have the following rights regarding your personal information:

  • Right to Access: Request access to your personal information we hold
  • Right to Rectification: Correct inaccurate personal information
  • Right to Deletion: Request deletion of personal information under specific circumstances
  • Right to Object: Object to certain types of data processing
  • Right to data portability: Get a copy of your personal information
  • Right of Withdrawal: Withdraw consent for data processing

VII. Sharing with Third Parties

We will not sell, rent, or trade your personal information to third parties. We may share necessary information with third parties only under the following circumstances: with your explicit consent; to comply with legal or regulatory requirements; or when working with service providers (such as payment processors and cloud services) that are bound by confidentiality obligations.

8. Contact Us

If you have any questions, comments, or wish to exercise the above rights regarding this Privacy Policy, please contact us via the following methods:

Email: privacy@yuanmeng.com

We will respond to your request within 15 business days.

IX. Policy Updates

We may update this Privacy Policy from time to time. Updated policies will be posted on the platform, and material changes will be communicated via in-app notifications or email.

Last updated:2026 04, 02